⚡ Accelerate Your Property Ladder

Invest extra. Build credit. Climb faster.

Start free with micro-investments on your rent cycle. Upgrade to Rung Plus to turn everyday purchases into equity and report every rent payment to major credit bureaus.

Rung Basic

Standard

The essential wealth-building toolkit to begin buying property equity alongside your rent.

$0forever free

✓Automated $50/mo Rent-Cycle Investment
✓Building Address Match & Property Discovery
✓Regulated LLC Share Custody via LandTrustX
✓Basic Portfolio Value & Yield Tracker
—No Daily Round-Ups on Everyday Purchases
—No Credit Bureau Rent Reporting

Start Free

Recommended

Rung Plus

Wealth Accelerator

Automate daily micro-investing and supercharge your credit score on every single rent payment.

$4.99/ month

✓Varapay Credit Rent Reporting: Report on-time rent to Experian, TransUnion & Equifax (+35-50 pts)
✓Automated Everyday Round-Ups: Turn spare change from coffee and groceries into real estate shares
✓1.5x Streak Multipliers: Faster Rung Level climbs and unlockable community rewards
✓Priority Liquidity Windows: First access to scheduled quarterly cash-out liquidity
✓Schedule K-1 Tax Vault: Automated 1-click consolidated tax package exports
✓Verified Co-Owner Badge: Distinguish your profile in community diaries

Upgrade to Rung Plus

📈 The Varapay Advantage

Your largest monthly bill should build your credit.

Rent is usually your biggest monthly expense, but landlords rarely report it to credit bureaus. With Rung Plus powered by Varapay, every verified on-time rent payment is automatically submitted to Experian, TransUnion, and Equifax.

+41 Pts

Average 90-day score boost

3 Bureaus

Full credit coverage

PROJECTED CREDIT PROFILE

715

GOOD • EXCELLENT TRAJECTORY

Includes 6 months verified on-time rent reporting via Varapay + active property equity streak.